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	<title>Summit-NJ.com &#187; NJ Home Buying Guides</title>
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	<description>Summit NJ Real Estate Guide</description>
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		<title>New Construction:What is Out &amp; What is In</title>
		<link>http://www.summit-nj.com/summitnj-blog/what-is-out-what-is-in-from-nahb/</link>
		<comments>http://www.summit-nj.com/summitnj-blog/what-is-out-what-is-in-from-nahb/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 15:43:33 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[Martha McDonnell - Summit NJ Blog]]></category>
		<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[Current housing trends, highlighted in separate surveys conducted by the Washington-based trade association and Better Homes and Gardens, released in January at the International Builders’ Show in Las Vegas, showed that consumers are not interested in large ineffecient homes decked out with high-end amenities. Less is More!  What is out: large outdoor kitchens, media rooms and sunrooms. What is in:  walk-in [...]]]></description>
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		<title>Buying A Home In NJ &#8211; Getting Started</title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/buying-a-home-in-nj-getting-started/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/buying-a-home-in-nj-getting-started/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 18:35:56 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[
When buying a home in New Jersey, all offers must be in writing to be considered by the seller. The purchase offer is prepared and presented to the seller by your agent. Understand all contingencies, exclusions and inclusions.
If the offer is accepted by the seller, the next steps of the property purchase process include the [...]]]></description>
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		<title>Real Estate Closing Costs New Jersey</title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/real-estate-closing-costs-new-jersey/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/real-estate-closing-costs-new-jersey/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 17:19:29 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[When buying any home in NJ or any other town in America, you want to know exactly what the real estate closing costs are going to be.
A comprehensive list of all the possible real estate closing costs New Jersey&#160;is an invaluable resource that can make it considerably easier for you when you are trying to [...]]]></description>
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		<title>New Jersey Real Estate Attorneys</title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/new-jersey-real-estate-attorneys/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/new-jersey-real-estate-attorneys/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 17:17:19 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[In New Jersey, although not required, it is a prudent and typical practice to hire a New Jersey Real Estate Attorney for the closing of real estate. When you begin your search it is highly recommended you appoint an attorney to guide you through all the legal implications of purchasing a property. An accepted offer becomes legal [...]]]></description>
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		<title>New Jersey Home Inspectors</title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/new-jersey-home-inspectors/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/new-jersey-home-inspectors/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 17:15:29 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[Once you have an offer in acceptance, the buyer schedules a Home Inspection, ussually carried out within 10 days of both the buyer and the seller receiving signed, executed contracts. Home inspections usually includes structural &#38; mechanical review, search for wood destroying insects (a clean report required by mortgage company), radon test and buried oil tank sweep. It is important to  [...]]]></description>
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		<title>Homeowners Insurance</title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/60/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/60/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 17:14:25 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[Homeowners insurance protects your home in the event of damage to the property and injury caused to others while on your property.It is advisable to start shopping around for homeowners insurance at the beginning of your new home search, giving yourself enough time to discover the most suitable policy for you. Today, insurance rates are tied [...]]]></description>
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		<title>Other Home Inspections</title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/other-home-inspections/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/other-home-inspections/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 17:12:50 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[Lead Paint Inspections
These are optional to the buyer. Any home built prior to 1978 may contain lead-based paint. Under Title A legislation, home buyers are entitled to test the home, but the homeowner is not required to re mediate. The EPA provides a tremendous amount of information on abatement techniques.
Infestation Inspection
A licensed exterminator inspects the [...]]]></description>
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		<title>Buying A Home &#8211; Other Considerations</title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/buying-a-home-other-considerations/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/buying-a-home-other-considerations/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 17:10:56 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>

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		<description><![CDATA[Deposits
Deposit monies are held in an escrow account by either the broker or attorney. Deposit monies are usually due 10 (calendar) days after attorney review. The buyer is considered in breach of contract if the monies are not deposited on time.
Mortgage Application
Shop aggressively for the best rates and mortgage package. Call around to various banks [...]]]></description>
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		<item>
		<title></title>
		<link>http://www.summit-nj.com/nj-home-buying-guides/55/</link>
		<comments>http://www.summit-nj.com/nj-home-buying-guides/55/#comments</comments>
		<pubDate>Thu, 21 Feb 2008 16:49:05 +0000</pubDate>
		<dc:creator>Martha McDonnell</dc:creator>
				<category><![CDATA[NJ Home Buying Guides]]></category>
		<category><![CDATA[real estate agent]]></category>
		<category><![CDATA[real estate listings]]></category>
		<category><![CDATA[summit city]]></category>

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		<description><![CDATA[
The following Home Buying Guides will assist you in purchasing your new home in New Jersey. Whether it&#8217;s your first or fifth home,  there is always a learning curve involved!
The work begins with establishing a realistic set of &#8220;must haves,&#8221; researching various New Jersey communities and physically getting into houses for sale. How long will this take? [...]]]></description>
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