NJ Home Buying Guides

The following NJ Home Buying Guides will assist you in purchasing your New Jersey property. Whether it’s your first or fifth time, there is always a learning curve involved!

The work begins with establishing a realistic set of "must haves," researching various New Jersey communities and physically getting into houses for sale. How long will this take? It could be weeks or many months. Establishing a baseline value for what you are looking for is what takes the longest time.

Another important element to a fulfilling and successful home search in NJ is to align yourself with a full-service, full-time, conscientious sales associate and mortgage representative. Along with your attorney, this is your team.

So take the time to read through our NJ Home Buying Guides below to give you the best chance at buying a home in New Jersey that best fits your needs.

 


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Buying A Home In NJ - Getting Started

When buying a home in New Jersey, all offers must be in writing to be considered by the seller. The purchase offer is prepared and presented to the seller by your agent. Understand all contingencies, exclusions and inclusions.
If the offer is accepted by the seller, the next steps of the property purchase process include the […]

Real Estate Closing Costs New Jersey

When buying any home in NJ or any other town in America, you want to know exactly what the real estate closing costs are going to be.
A comprehensive list of all the possible real estate closing costs New Jersey is an invaluable resource that can make it considerably easier for you when you are trying to […]

New Jersey Real Estate Attorneys

In New Jersey, although not required, it is a prudent, typical practice to hire a New Jersey Real Estate Attorney for the closing of real estate. An accepted buyer offer leads to a legally binding purchase contract.
The contract is a signed agreement between the seller and the buyer. Before you sign a contract to buy […]

New Jersey Home Inspectors

Once you have an offer in acceptance, the buyer schedules a Home Inspection, ussually carried out within 10 days of both the buyer and the seller receiving signed, executed contracts. Home inspections usually includes structural & mechanical review, search for wood destroying insects (a clean report required by mortgage company), radon test and buried oil tank sweep. It is important to  […]

Homeowners Insurance

Homeowners insurance protects your home in the event of damage to the property and injury caused to others while on your property.It is advisable to start shopping around for homeowners insurance at the beginning of your new home search, giving yourself enough time to discover the most suitable policy for you. Today, insurance rates are tied […]

Other Home Inspections

Lead Paint Inspections
These are optional to the buyer. Any home built prior to 1978 may contain lead-based paint. Under Title A legislation, home buyers are entitled to test the home, but the homeowner is not required to re mediate. The EPA provides a tremendous amount of information on abatement techniques.
Infestation Inspection
A licensed exterminator inspects the […]

Buying A Home - Other Considerations

Deposits Deposit monies are held in an escrow account by either the broker or attorney. Deposit monies are usually due 10 (calendar) days after attorney review. The buyer is considered in breach of contract if the monies are not deposited on time.
Mortgage Application Shop aggressively for the best rates and mortgage package. Call […]